Business name: Deborah Monshin
Registered address: Pucklechurch, Bristol, UK BS13 9RB
Email: hello@deborahmonshin.com 

You must be at least 18 years old to use this Website and purchase our services.
To access paid services, you must create an account and provide accurate, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your login details and for all activity carried out under your account.
We reserve the right to suspend or terminate accounts where inaccurate information is provided or these Terms are breached.

We provide online coaching services for educational and informational purposes only.
Our coaching does not constitute medical, psychological, financial, or legal advice unless explicitly stated otherwise. You are responsible for your own decisions, actions, and results.
We do not guarantee specific outcomes or results from our coaching services.

All prices are displayed in GBP (£) unless stated otherwise and are inclusive of VAT where applicable.
Payments are processed securely via third-party payment providers. We do not store your payment card details.
We reserve the right to change prices at any time, but changes will not affect services already purchased.

If you purchase a subscription:

• Payments will be taken in advance on a recurring basis

• You may cancel your subscription at any time through your account or by contacting us

• Access to services will continue until the end of the current billing period

We do not offer refunds for partially used subscription periods unless required by law.

Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have the right to cancel your purchase within 14 days of the contract date.

However, if you request or gain immediate access to digital content or coaching services and acknowledge that your right to cancel is lost once the service has begun, you will not be entitled to a refund.

Details of how to cancel will be provided at checkout.

You agree not to:

• Use the Website for unlawful purposes

• Share your login credentials with others

• Copy, distribute, or resell any part of the coaching materials

• Attempt to gain unauthorised access to the Website or systems

All content on the Website, including videos, text, graphics, logos, and coaching materials, is owned by or licensed to us.

You are granted a limited, non-transferable, non-exclusive licence to access the content for personal use only.

We may suspend or terminate your access to the Website or services without notice if you breach these Terms or misuse the Website.
Termination does not affect any accrued rights or payments already made.

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under UK law.

To the maximum extent permitted by law, we shall not be liable for:

• Loss of profits, business, or anticipated savings

• Indirect or consequential losses

• Any outcomes resulting from reliance on coaching content

Your personal data is handled in accordance with our Privacy Policy, which forms part of these Terms.

The Website may include links to third-party platforms or services. We are not responsible for their content, availability, or policies.

We may update these Terms from time to time. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

These Terms are governed by and construed in accordance with the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you have any questions about these Terms, please contact:
Deborah Monshin
Email: hello@deborahmonshin.com

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Last updated: 01/01/2026